YOUNGSTOWN CITY SCHOOLS CREDIT UNION
ADDRESS
20 W. Wood Street
Suite 115
Youngstown, Ohio 44503
HOURS
Due to the Coronavirus crisis, the Credit Union will only be conducting business via phone, email, and U.S. mail. No business will be conducted within office. Please call office with detailed message and a call back number. We appreciate your patience during this difficult time.
SAVINGS RATES/LOAN RATES*
Regular Share (Savings) Account .15% DIV/APY
(Minimum $5 to open)
Share Certificate (1 year term) 1.25% DIV/APY
(Minimum $1,500 to open)
Christmas Club Account .15% DIV/APY
(No minimum beginning balance)
Accounts in this Credit Union are insured up to $250,000 by American Share Insurance (ASI) - a Credit Union share guaranty corporation. This institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.
Each account must have $100 balance to earn dividends.
*Members forfeit dividends if they close an account before accrued dividends are paid. Fees may reduce earnings. There is a 90-day interest penalty for early withdrawal of a share certificate.
TYPE A.P.R. MAX. TERM
New Vehicle 3.10% 72 Months
Used Vehicles 3.50% - 5.99% up to 72 Months
(Rate and term are dependent upon age of vehicle)
Unsecured Line of Credit 11.00% 42 Months
Personal/Comaker 13.00% 60 Months
Share Secured 3.00% 60 Months
(Share secured loans over $10,000 can be granted for up to 120 months)
Updated: 03/24/2020
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