YCS Credit Union

YOUNGSTOWN CITY SCHOOLS CREDIT UNION  

 ADDRESS

20 W. Wood Street
Suite 101
Youngstown, Ohio 44503

HOURS-DURING CONSTRUCTION

M W F 9:00 a.m. –3:30 p.m. (lunch 12:30 – 1:30)

Tues and Thurs 1:00 p.m. to 3:30 p.m. 

SAVINGS RATES/LOAN RATES* 


Regular Share (Savings) Account .15% DIV/APY
(Minimum $5 to open)

Share Certificate (1 year term) .20% DIV/APY
(Minimum $2,500 to open)

Christmas Club Account .15% DIV/APY
(No minimum beginning balance)

Accounts in this Credit Union are insured up to $250,000 by American Share Insurance (ASI) - a Credit Union share guaranty corporation. This institution is not federally insured. Members' accounts are not insured or guaranteed by any government or government-sponsored agency.  

Each account must have $100 balance to earn dividends.

*Members forfeit dividends if they close an account before accrued dividends are paid. Fees may reduce earnings. There is a 90-day interest penalty for early withdrawal of a share certificate.

TYPE A.P.R. MAX. TERM

 

New Vehicle 2.29% 72 Months

Used Vehicles 2.49% - 6.00% 72 Months
(Rate and term are dependent upon age of vehicle)

Unsecured Line of Credit 11.00% 42 Months

Personal/Comaker 13.00% 60 Months

Share Secured 3.00% 60 Months
(Share secured loans over $10,000 can be granted for up to 120 months)

 

Updated: 12-19-17

Privacy Notice - Click Here

 

Contact
Phone: 330 744-5846
Fax: 330 480-1914
________________

Manager
Teresa Morella
________________

Assistant Manager
Lesley Lewis
________________

DIRECTORS
Ruth Fletcher
President

Hilda McKee
Vice President

Janice Turnbull
Secretary

Cataldo Burrelli, Jr.
Treasurer
 
                                                                   Edward Kosiba
 Catherine Campana
 Gary Capone
 
AUDIT COMMITTEE
Debra Zamudio
Chairperson
 
Cheri Sowers
Beth Laberto 
                                                                          
                                                               
CREDIT COMMITTEE
Cathleen McCartney
Chairperson
 
Reinaldo Rodriguez
Brian Rella
  • Preschool